Getting a decision about your investment cycle is a tough decision making process. The challenge would be higher when going in for long term investment planning. There are a number of factors that are to be considered while planning for a long term investment, like inflation, risk, liquidity, and sustainability. The decision making would become worse if you have a time frame less than ten years. Thinking about your retirement plan at the early stages of life is the best decision you can make, rather than getting to work your retirement plan when you are nearing your age of retirement.
This would help the investor in making a good plan, and the risk also gets nullified over the long term. It would also enable the investor to make his resources in a better way. If you are planning to make your child’s future secure you can start it when he is born, so that a small savings every month would add to the benefit over the long term. Over the long run equities are a sure bet, even though they would be vulnerable to short term periods. If you are making your long term investments into short term you are committing a big mistake in the long term view. So the main focus would be to stay with your plans for your investment. When you have a long term angle view you need not need to block all the funds that you have but funds can be added in short amounts to your portfolio. So plan wisely and stay wise with your investments.