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How to do online banking

| Filed under My Digital Life

online banking 300x300 How to do online bankingHow to do online banking

A couple of clicks of the mouse your financial life will never be the same! If you want to know how to change your financial life for the good with a duo of clicks on the mouse without getting out of the house, We detail you with How to do online banking,  check this out:

1) How to start Your Online Banking

  • Sign in:For opening your online bank account, the numerical ID should be typed (not the sameas the account number) and password. If you type it incorrect three times in a row, your account will be inaccessible.

 

  • Snapshot: The initial screen will portray a snapshot of your every account (demat,lobal, etc), loan repayment, credit cards and any other means, such as fixed deposits.

Information: The home page will be having the list of every service you can gain access to, new features and mails, or notifications from your relationship manager.

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Lost Credit Card – What Next?

| Filed under News and Views

cardlock092608 300x194 Lost Credit Card   What Next?

Most people prefer to carry a number of credit cards rather than carrying a wad of money in their wallets. It also makes sense, moreover they can also do as much shopping or at least till the credit card limit allows them to do. However if you have lost a card, then it can become quite a troublesome situation. Especially till the time that you report the card and it gets blocked. Between the time that has elapsed of your discovery of the lost card and the card lost reporting, somebody else may just have used your card.

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Tips For A Great Shopping

| Filed under News and Views

Become a smart shopper

With increased personal income at disposal and of course things that are easily available, you need to become a smart shopper. The effects of advertising and consumerism have increased to such an extent, that many a times people end up buying things that they don’t even need.sc gg photo shopping lg 300x182 Tips For A Great Shopping

How to make sure that you buy the things that you require and spend less doing that. Well there are certain tips that you can really follow.

How not to go overboard with shopping.

Don’t go shopping when you are really low or in a bad mood. You will use shopping as a retail therapy and buy even the things that you don’t need.

Carry a limited amount of cash. This means that you can buy only as much cash as you have. This will also ensure that you effectively stay within the budget.

We won’t say that don’t carry the credit cards while you are shopping. But resist the urge to charge everything to the card. Remember that at the end of the month, you will still have to make the payments. Junk all credit cards but one. This will ensure that you don’t transfer the balance from one card to the other.

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Taking a loan with your credit card

| Filed under Economy

Taking a loan on your credit card

Getting cash on your credit card is a very expensive affair. When you borrowing cash on your card; you may get an offer from the bank to opt for the EMI (Equated Monthly Installment) facility to make the payment. Loan from your credit card facility does not come cheap and the interest on the EMI is excessive. The interest rate may vary from 30-45% Better that you make the payment before the due date in one go and give the EMI facility a miss.

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Credit cards How Useful are they ?

| Filed under Economy

Credit cards How Useful are they ?

credit card main Full 300x268 Credit cards How Useful are they ?

Credit card is a way of payment using plastic cards. The issuer or bank lend money to the card holder on the basis of different interest rate. It is a convenience. One important thing is to use it thoughtfully. The credit card industry has seen many changes due to the financial crisis. Nowadays banks are altering credit limits, doing away with interest free periods and charging higher interest rates on the credit borrowed.

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