investments « Indianprofits.com

July 15, 2010

Understanding liquidity can help you time your investments

Filed under: Economy — Tags: investments, liquidity — admin @ 5:51 pm

We hear about it quite often. Perhaps it is the most widely used term in today’s financial world! We are talking about “liquidity” in markets. But what does this term “liquidity” mean? Simply put, it is the money that is present in a financial system and available to all participants including the individuals, corporate bodies and the government as well.

What determines liquidity?

The liquidity in a financial system is determined by the demand and supply of money. In India, this demand and supply scenario and subsequently the liquidity in the financial markets is regulated and managed by the Reserve Bank of India, the country’s central bank. This could be done in three ways.

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June 17, 2010

Top Investment Myths

Filed under: News and Views — Tags: asset classes, contrary to popular belief, doing the rounds, extent, interest rate rise, interest rate risk, investment decisions, investments, investor, liabilities, money, mutual funds, myth, myths, nav, private companies, risk appetite, total value, understanding bonds, value increases — admin @ 4:35 am

Busting some investment myths

Experience teaches us a lot of things. And the world of investment is no exception. That said it is equally important to realize that having lost money in investment once should not be a reason to not see the opportunities that lies ahead. This holds true particularly for those people who had lost money in investments before. Let us see some of the popular investment myths which should be avoided at any cost!

1. Never do it alone

Today the markets are not as simple as they appear. They are complex in nature. Right from finding out your investment purpose, your risk appetite, the asset classes which would suit it, and predicting the market conditions at least to some extent requires a certain degree of expertise. Hence as an investor you need an expert’s advice to make the right investment decisions. While it does help to have knowledge about investments it can never substitute an expert’s advice.

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January 29, 2010

The surrender value of a policy

Filed under: Economy — Tags: 3 years, early exit, earnings, first few years, insurance regulatory development authority, investments, investors, life insurance companies, maturity, mid way, policy surrender, policyholder, policyholders, premiums, regulatory development, scenarios, surrender charge, surrender charges, surrender value, ulips — admin @ 12:19 pm

The surrender value of a policy

Surrender value can be simply termed as the amount that a policyholder will get once they exit from the policy before the maturity of the policy is over. When a policyholders surrenders their policy mid way through the entire term, they will get a value of the sum that had been allocated towards the savings and the earnings of the policy and so on. A surrender charge is deducted from this value and this charge can differ from policy to policy.

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November 11, 2009

What is Delisting Of Shares

Filed under: Economy — Tags: critical issue, delisting, financial sector, important factors, investments, investor, last fifteen years, lifetime, listed company, norms, premiums, promoters, retail investors, sebi, share certificates, shareholders, stock exchange, time frames — admin @ 1:09 pm

Exits are never easy, whether it’s an exit from a house where you have lived your lifetime or exiting an investment. Many of us would have faced such a state of mind when we know that the company where we had held shares for the last fifteen years would be soon delisted from the stock exchange. So what is Delisting? Delisting of a company means, a procedure in which a company’s shares are removed from the stock exchange. Delisting of shares has become a critical issue in the financial sector that causes uneasiness for the investors.

In such types of situations we would be totally confused, whether to hold shares and wait for the company to relist or encash them by selling the shares to the promoters. Over the past three years, a minimum of 50 companies have delisted from the stock exchange, due to this reason the retail investors get struck with their investments. Normally one of the main reasons for delisting is violation from the financial specifications set out by the stock exchange.

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October 8, 2009

Factors To Consider While Choosing Your Mutual Fund

Filed under: News and Views — Tags: debt funds, debt obligations, debts, disposable income, diversified equity funds, economic slowdown, exchange traded funds, government securities, index funds, investments, mutual fund, mutual funds, period of time, retirement, risk appetite, risk takers, short period, stock exchange, stock markets, stocks and shares — admin @ 4:06 pm

rupee

Just; like you would need information to invest in the stocks and shares, same is the case when you wish to invest in the mutual funds. There are lots of mutual funds and these include index funds, diversified equity funds, exchange traded funds (ETF), balanced funds, debt funds and many more. The list is quite endless.

How does one know, if a particular mutual fund is suitable for them or not? All individuals have different risk appetite, funds at disposal and age factor. Considering these they must invest in the mutual funds. Some of the funds are aggressive and will invest entirely in the stock exchange, while other funds are relatively secure and will invest only in debt or government securities. Many of the mutual funds are aimed towards protecting the capital, while others will be risky.

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September 17, 2009

Thinksoft Global Services Ltd IPO

Filed under: IPO Analysis — Tags: amp, cap price, eii, equity capital, equity share, face value, indo, investments, Ipo analysis, services ltd, shareholders, thinksoft global services, vinod — admin @ 7:25 am

Thinksoft Global Services Ltd IPO

Public Issue of 36,46,000 equity shares of Rs. 10/- each for cash at a price of Rs.[] per equity share aggregating Rs.[] crores (The Issue) by Thinksoft Global Services Ltd (The Company or The Issuer). The Issue consists of a fresh issue of 13,50,000 equity shares by the company and an offer for sale of 22,96,000 equity shares by Euro Indo Investments (EII) & Mr Vinod Ganjoor (Hereinafter referred to as the Selling Shareholders). The Issue would constitute 36.27% of the post-issue paid-up equity capital of the companyPrice Band : Rs. 120/- to Rs. 130/- per equity share of face value of Rs. 10 eachThe Floor price is 12 times of the face value and the cap price is 13 times of the face value

Thinksoft Global Services Ltd

IPO Analysis

IPO

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June 15, 2009

Tips in Selecting the best insurance cover

Filed under: News and Views — Tags: dependents, discontinuation, endowment, first choice, flexibility, insurance market, insurance policies, investments, lakh, right insurance, rs 1, ruler, siblings, similar products, tax benefit, tendency, tenure, ulip, uncertainty, youngster — admin @ 11:57 am

pictRSI 8877 300x225 Tips in Selecting the best insurance cover
The modern world anywhere you live has become a place where uncertainty is the ruler, many people have recognized it, as more people began to know more about this truth the insurance market is gaining popularity. No matter what the insurance is for be it health or for life people now has the tendency to save money to cover them for. In India there is not a policy still at hand that covers you when you have lost your employment (but it may come in the future).
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May 27, 2009

Top Dividend Paying Companies

Filed under: Stocks — Tags: boos, business models, business profit, clariant chemicals, cr, dividend paying companies, dividend payout, dividends, earnings, eid, fears, fertilizers, important point, india, investments, investor, investors, profits, sulzer, term portfolio — admin @ 8:54 am

314 nota watering tree 300x253 Top Dividend Paying Companies

The companies have increased the dividend payout to its investors erasing fears that they would tighten with the dividends. There are a good number of companies who have increased their dividend. Of the total data available for 377 companies nearly 131 have made increase with their dividend for the year March 2009. The list is said to include the companies that have closed their books on Dec 2008 and Sep 2008 or June 2008. This move would put some relief to the investors who have been burned by the fall of the Sensex last year.

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May 13, 2009

What is Micro Finance

Filed under: Economy — Tags: administrative difficulties, axa equity, benefit, benefit pension, bet, bharati axa, credit institutions, debt fund, earnings, field application, finance investment, history of micro finance, income groups, india, investment plan, investments, investor, investors, micro credit, micro finance, micro finance advatages, minimum investment, money, other developed countries, periods, retirement benefit, sahara group, sbimf, sebi, sip, Stocks, target, targets, untapped market, utimf, what is Micro finance — admin @ 5:42 pm

In India Micro finance seems to be the buzz in the streets of the Mutual fund industry. The industry is not grown like what is found to be in the other developed countries. Keeping in mind with the vast untapped market of India Mutual fund companies are getting with new plans which would range from Rs.10 to 300 per day. The target of the micro finance is for the rural and semi urban area households with low income. To tap the market major fund houses like UTIMF and SBIMF have been associated with many NGO’s and other micro credit institutions locally. The first one to get into the micro financing market was Bharati AXA with their Bharati AXA Equity Fund by the last of September which was with a minimum investment of Rs.300.

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