mutual funds « Indianprofits.com

June 17, 2010

Top Investment Myths

Filed under: News and Views — Tags: asset classes, contrary to popular belief, doing the rounds, extent, interest rate rise, interest rate risk, investment decisions, investments, investor, liabilities, money, mutual funds, myth, myths, nav, private companies, risk appetite, total value, understanding bonds, value increases — admin @ 4:35 am

Busting some investment myths

Experience teaches us a lot of things. And the world of investment is no exception. That said it is equally important to realize that having lost money in investment once should not be a reason to not see the opportunities that lies ahead. This holds true particularly for those people who had lost money in investments before. Let us see some of the popular investment myths which should be avoided at any cost!

1. Never do it alone

Today the markets are not as simple as they appear. They are complex in nature. Right from finding out your investment purpose, your risk appetite, the asset classes which would suit it, and predicting the market conditions at least to some extent requires a certain degree of expertise. Hence as an investor you need an expert’s advice to make the right investment decisions. While it does help to have knowledge about investments it can never substitute an expert’s advice.

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May 20, 2010

PAN – Permanent Account Number

Filed under: Economy — Tags: april 1, banks, cash flow, central government, domestic payments, double taxation avoidance, immovable property, income tax act, lower taxes, maximum limit, mutual funds, pan number, payee, provisions, repercussions, tax authorities, tds — admin @ 5:56 am

Is your total income exceeding the maximum limit not chargeable to income tax? Then it is time that you get yourself a Permanent Account Number or PAN! Even if your answer is a no to the above question you will still require a PAN number if you are someone coming under the class or group as specified by the central government!

So the next time you file your income tax you are legally obliged to quote your PAN number on all papers including the tax payment challans. Moreover, you should quote your PAN if you:

Buy or sell an immovable property; or
Have deposits in banks that exceeds the allowable limits; or
Buy mutual funds more than the specified limits.

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December 15, 2009

Investment options for senior citizens

Filed under: Economy — Tags: capital appreciation, different financial institutions, different kinds, dividends, drawback, earnings, effective yield, insurance products, interest rate, investment option, investment options, investment products, mutual fund, mutual funds, period of time, post office, retirement, senior citizens, suitable investment, tax deducted at source — admin @ 5:59 pm

Have you listen the new ideas about the major investment options for senior citizens? The search for higher returns is now becoming a fairly common one. Life expenses are rising significantly and life styles are improving day by day. There for senior citizens have to face so many troubles related to their savings. Thus to live in better mode after retirement, it is necessary to choose the best investment option.

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Choosing the right investment option is absolutely a tough task. Retirement specifies the beginning of a new phase in an individual’s life. It is a transition from a lifetime of work to a time when one can relax, spend time with the family and pursue other interests. Without a regular income, they have to spend their earnings before retirement for all his needs.

So, they need to find suitable investment plans to overcome these risks. Now many financial products offers high return packages. They provide a regular flow of income. Some of the important investment options are listed below.

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October 8, 2009

Factors To Consider While Choosing Your Mutual Fund

Filed under: News and Views — Tags: debt funds, debt obligations, debts, disposable income, diversified equity funds, economic slowdown, exchange traded funds, government securities, index funds, investments, mutual fund, mutual funds, period of time, retirement, risk appetite, risk takers, short period, stock exchange, stock markets, stocks and shares — admin @ 4:06 pm

rupee

Just; like you would need information to invest in the stocks and shares, same is the case when you wish to invest in the mutual funds. There are lots of mutual funds and these include index funds, diversified equity funds, exchange traded funds (ETF), balanced funds, debt funds and many more. The list is quite endless.

How does one know, if a particular mutual fund is suitable for them or not? All individuals have different risk appetite, funds at disposal and age factor. Considering these they must invest in the mutual funds. Some of the funds are aggressive and will invest entirely in the stock exchange, while other funds are relatively secure and will invest only in debt or government securities. Many of the mutual funds are aimed towards protecting the capital, while others will be risky.

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September 17, 2009

How To Trade with Interest Rate Futures

Filed under: Stocks — Tags: 6 years, commodities, debt instrument, derivatives, financial markets, fixed deposits, fixed income instruments, gap, government bond, inflation rate, interest rate futures, irf, mortgage loans, mutual funds, nse, retail investors, speculators, st aug, stock market, street investors — admin @ 11:50 am

indian rupees new 300x197 How To Trade with Interest Rate Futures

Knowing the future and taking advantage from it, is a dream come true for every one. Those that possess the skills are able to reap the benefits from it. On Dalal Street, investors and speculators alike will forecast the market movement of the index and commodities by trading in the derivatives. The NSE launched trading in Interest Rate Futures (IRF) recently on 31^st Aug after a gap of 6 years.

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August 24, 2009

How to Manage Your Wealth

Filed under: Economy — Tags: 10 years, any guesses, bit by bit, current market, debt instruments, inflation, investment option, investors, maturity, money, mutual funds, period of time, proportion, risk appetite, short term investment, short time, sphere, time frame, younger generation — admin @ 7:05 pm

How To Manage Your Wealth

investmentManagement 300x200 How to Manage Your Wealth

There are many products in the market that a normal person can invest in and as with any other things there are advantages and disadvantages with each and every product. Each product do need a different method of strategy. Lets see where we can get some money.

Lets first take the hottest product for us any guesses ? Yes our favorite Equities, One of the instruments that can make you rich in a very short time frame, some times a bit much longer. The growth of the equity does show the growth of the country but making a choice would be difficult because it is a very sharp tool that would work in the negative sphere too very easily which may turn your investment to half. The current market is attractive for some period of time, I does not mean that this number in where the Nifty is but the period as a whole may be for another 8-10 years. But as time passes there should be more options to re route our funds for good returns.

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August 16, 2009

Plan Your Child’s Future

Filed under: News and Views — Tags: buy gold, endowment plan, endowment plans, financial planning, gold shares, higher education, inflation, investing for the future, investment limit, long term investment, marriage, maturity, maximum investment, milestone, mutual funds, new member, pillar, public provident fund, solid investment, ulip — admin @ 5:30 pm

parents walking child Plan Your Childs Future

A child as a new member is always an occasion for joy in the family. The parents has made another important milestone in their life. The dream of any parent would be to give best for their children and they also think that what the parents was not able to get in their childhood it should be given for their child. Many parents now start investing for the future of their child at early stages itself. Investing in your child’s future is what many parents does as soon as they are born which would help the parents to build a pillar of strength as the child grows.

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May 28, 2009

Redeem your Mutual Funds after proper review

Filed under: Economy — Tags: assets, business relationship, decline, diversification, entities, fund managers, main goal, maximum growth, mutual fund investor, mutual funds, panics, periods, personal relations, principle, rate of return, redemption, sector funds, stocks and bonds, tendency, term asset — admin @ 6:21 pm

mutual fund 300x214 Redeem your Mutual Funds after proper review

Most people would have investment with the Mutual Funds and the returns from it would be shattered to very lower levels as of now. Most people would have the tendency to redeem the funds and invest it some where else. Ha.. I read your mind The rate of return for other funds would be attractive but you should have to be careful and thoughtful by thinking out the negatives and positives while you plan for the redemption of your Mutual funds.

The first important thing that you should understand is that mutual funds are not stocks. The decline in the prices of stocks does not necessarily mean that its time for selling the fund. Stock are really single entities that work with the pressure that the markets give and they are working on the principle of buying low and selling high, this cause panics among the traders when the markets fall and they sell off all their stock of stocks. Mutual Funds are a collection of stocks and bonds which are purchased by fund managers in accordance with the funds scheme. This brings in diversification of assets, this also differ from funds to funds. Diversification is more applicable to balanced funds than sector funds.

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May 15, 2009

Tips in buying Gold and What is Gold ETF

Filed under: News and Views — Tags: accurate determination, bank gold, banks, bureau of indian standards, credibility, deprecation, dollar, doubts, eye glass, gold coins, gold etf, gold ETF tips, hallmark, market time, mutual funds, naked eye, pledge, purity, redemption, resale value, share, stock exchange, stock market volatility, time investors, what is bis, what is hallmarked jewellery — admin @ 5:28 am

Planning to buy gold, then there are a few things that you should have your eyes focused on. First is the knowledge of the prices and the making charge which differ from city to city and also with the design to design. If you have noticed the advertisements then you can see that they would say that its BIS certified, hallmarked jewellery. BIS (Bureau of Indian Standards) which is a national body that assures the quality of the product you buy. You will be interested to know the what is meant by this “Hallmarked Jewellery” Hallmarking is the accurate determination and the official recording of the proportionate content of gold in the jewellery. Hallmark marks the guarantee of the gold’s purity.

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