How to get Tax Refunds tips
Tax time is surely tension time and most hateful time of the year for many people. Tax time is a tedious time and people often hate to fill up the questions which are too much for it.
US Dollar – Is it falling? Future of the US Dollar
US Dollar - Is it falling? Future of the US Dollar
How to get the best home loans
We always get the best homes, a home is a dream for every man, and to own a home is a privilege too, There will only be a small portion of people who will buy a home with full cash, mostly the people would have to take on a home loan. Loans are often having too much papers and signatures and we hate them, but when in need we do not have any other option but just to go with the tide.
We can take some steps which would help us with our home loans. First thing that you would need to find is the budget for your home, you can make this idea by taking into consideration about how much money you can afford how much is your income and what is your expense, how much money you now have as savings and how you are going to manage your down payment. This is one of the most crucial step and all your plans are entirely depended on this decision.
Good Dividends even if the company is making loss
Shriram Properties IPO
Shriram Properties part of the Shriram Group which is based in Chennai, has appointed Macquarie and Enam Financial Consultants as advisors for the proposed Rs 500-700-crore initial public offering. This would be the first reality company to hit the market
s after the withdrawl of Emmar MGF. Sun Apollo, Citigroup and Starwood Capital are the main investors in the Rs 460 crore Shriram Properties. 80% is held with the promoters, the IPO is expected to hit the market around the third quarter of the current fiscal. The company is also exploring the private placement route to raise capital if the IPO fails.
Entry Load on Mutual Funds abolished
SEBI has withdrawn the entry load on Mutual Funds investments. This is a welcome move from SEBI’s side to the investors but the Mutual Fund people are worried thinking about the negative effect that it can create. The fear is that they feel that the distributors would now push more of ULIP’s for earning better commission. ULIP’s offer a good rate of commission for the distributors. SEBI made a clear statement of the issue that was raised by stating that it would work best for the investors in the long run, all these adverse effect are to be seen only for a short term period. Lets see how things would shape up in future.
Is Deflation a problem?
Is Deflation a problem?
Inflation was a problem which we have been hearing normally over the years, and we are too new to Deflation. Is deflation a problem? You might have heard that India’s inflation figures has dropped to a negative 1.61%. We all are aware what Inflation means so normally deflation would just make the opposite of Inflation.
India witnessed the last deflation 33 years ago,(any ways I was not here to witness that) As for a normal person when we hear that its deflation it would mean that the prices have come down, but if we go to the market to find out the truth we can see that its still the same and has not made an difference, then what does this deflation figures actually mean. Don’t be confused over that in India the inflation rate is calculated on an year on year (YOY) basis on the whole sale price index.
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Mahindra Holidays & Resorts India Ltd IPO Analysis
Public issue of 92,65,275 equity shares of Rs.10 each of Mahindra Holidays & Resorts India Limited (Mahindra Holidays or the company or the issuer) for cash at a price of Rs.[*] per equity share (including a share premium of Rs.[*] per equity share),consisting of a fresh issue of 58,96,084 equity shares and an offer for sale of 33,69,191 equity shares by Mahindra & Mahindra Limited (theselling shareholder), aggregating Rs.[*] Crores (the issue).The issue would constitute 11% of the fully diluted post issue paid-up capital of the company.Price band: Rs.[*] to Rs.[*] per equity share of face value Rs.10.The Issue Price is [*] times the face value of the lower end of the price band and [*] times the face value of the higher end of the price band.
Read More about this IPO.
The Search Engine War
For many years the whole search engine Market was going on dull without any major changes, when Google stood the number one position closely followed by Yahoo. There was nothing new only dullness was found over the years. Google was indexing more pages than anyone. Things changed with the changes in search with the introduction of new and specialized search engines lately. I have tried most of the new ones like bing, cuil,wolframalpha, Google squared labs .But none other than Google came to my mind when felt that I needed a search.
What is a QIP?
What is QIP?
QIP means Qualified institutional placement which can be termed as a capital raising tool by a listed company who can issue equity shares, securities other than warrants, partly and fully convertible debentures which can be converted into equity shares to a Qualified Institutional Buyer (QIB). This can be seen as a method that companies use to raise money quickly other than preferential allotment. This method does not involve many procedures to work out to bring it to life with the market regulator.
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Any ATM Any Card- You can have it free
Starting from April, All transactions from ATM’s of different Banks were made free. In simple sense you can make your ATM card to work with any bank’s ATM machine which is free of change now. Before the bank changed Rs 20- Rs 50 per transaction depending on the bank. Most of the banks were not prepared for this move, and many banks were not ready with the technical side.
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